CAP is a debt counselling charity. That means that when someone is struggling with their debts, they can come to it and they will take on all the paperwork and phonecalls on your behalf. If a creditor calls someone who is under our care, that person just needs to point the creditor in the direction of CAP and they negotiate on your behalf.-

And of course it’s free – no charge for people for using the services.-Please – if you know anyone who is struggling with money, send them the phone number – 0800 328 0006.